How Does Retiree Health Insurance Influence Public Sector Employee Saving?

How Does Retiree Health Insurance Influence Public Sector Employee Saving?
Author :
Publisher :
Total Pages : 40
Release :
ISBN-10 : OCLC:860751931
ISBN-13 :
Rating : 4/5 (31 Downloads)

Book Synopsis How Does Retiree Health Insurance Influence Public Sector Employee Saving? by : Robert Louis Clark

Download or read book How Does Retiree Health Insurance Influence Public Sector Employee Saving? written by Robert Louis Clark and published by . This book was released on 2013 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: Economic theory predicts that employer-provided retiree health insurance benefits crowd-out household wealth accumulation. Nevertheless, there is little research on the impacts of retiree health insurance on wealth accruals, so this paper utilizes a unique data file on three baseline cohorts from the Health and Retirement Study to explore how employer-provided retiree health insurance may influence net household wealth among public sector employees, where retiree healthcare benefits are still quite prevalent. We find that most full-time public sector employees who anticipate receiving employer-provided health insurance coverage in retirement save less than their private sector uncovered counterparts.


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